{"product_id":"the-late-starters-retirement-compass","title":"The Late Starter's Retirement Compass","description":"\u003cp\u003eBehind on retirement savings? You are not alone — \u003cbr\u003eand it is not too late.\u003c\/p\u003e\n\u003cp\u003eThe Late Starter's Retirement Compass is a practical, \u003cbr\u003ehonest guide for Gen X workers who are ready to \u003cbr\u003esignificantly accelerate their retirement savings \u003cbr\u003eafter 45. No overwhelming jargon. No shame. Just \u003cbr\u003eclear strategies, updated 2026 numbers, and a \u003cbr\u003econcrete 90-day plan — starting this week.\u003c\/p\u003e\n\u003cp\u003eWHAT'S INSIDE:\u003cbr\u003e✓ Retirement benchmarks \u0026amp; your personal gap \u003cbr\u003e  calculation\u003cbr\u003e✓ 2026 IRS catch-up contribution limits for ages \u003cbr\u003e  50+ and the SECURE 2.0 super catch-up for 60-63\u003cbr\u003e✓ The aggressive savings strategy — in the right \u003cbr\u003e  order of operations\u003cbr\u003e✓ 5 lifestyle shifts that free up real money fast\u003cbr\u003e✓ Simple 3-fund investing approach that outperforms \u003cbr\u003e  most managed funds\u003cbr\u003e✓ Your 90-Day Retirement Reset Plan — month by month\u003cbr\u003e✓ Printable retirement snapshot worksheet\u003cbr\u003e✓ 2026 quick reference numbers table\u003c\/p\u003e\n\u003cp\u003eTHIS GUIDE IS FOR YOU IF:\u003cbr\u003e→ You are 45+ and behind on where you thought \u003cbr\u003e  you would be\u003cbr\u003e→ You feel like you have missed your window \u003cbr\u003e  (you have not)\u003cbr\u003e→ You do not know what catch-up contributions are \u003cbr\u003e  or if you qualify\u003cbr\u003e→ You want a clear plan without overwhelming \u003cbr\u003e  financial jargon\u003cbr\u003e→ You want to retire with dignity and real security\u003c\/p\u003e\n\u003cp\u003e⚡ Instant download — start today.\u003cbr\u003e📄 Practical, not overwhelming.\u003cbr\u003e🔒 One-time purchase, yours forever.\u003c\/p\u003e\n\u003cp\u003e─────────────────────────────\u003cbr\u003e⚕️ DISCLAIMER\u003c\/p\u003e\n\u003cp\u003eThis guide is for educational and informational \u003cbr\u003epurposes only and does not constitute financial, \u003cbr\u003etax, or legal advice. Contribution limits change \u003cbr\u003eannually — always verify current limits at IRS.gov. \u003cbr\u003eConsult a qualified financial advisor for \u003cbr\u003epersonalized guidance.\u003c\/p\u003e\n\u003cp\u003eThis product is a digital download. Due to the \u003cbr\u003enature of digital products, all sales are final \u003cbr\u003eand non-refundable.\u003cbr\u003e─────────────────────────────\u003c\/p\u003e","brand":"The Digital Shelf","offers":[{"title":"Default Title","offer_id":51760629023008,"sku":null,"price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1005\/2662\/0960\/files\/TheLateStarter_sRetirementCompassCover.jpg?v=1780185058","url":"https:\/\/the-digital-shelf-23.myshopify.com\/products\/the-late-starters-retirement-compass","provider":"The Digital Shelf","version":"1.0","type":"link"}